EP326 Stop Using Personal Credit to Fund Your Business

Stop Using Personal Credit to Fund Your Business

🎯 Episode Summary:
Still using your personal credit to keep your business running? That’s a profit killer. In this episode of Profit With A Plan, Marcia Riner and guest expert Sue Schuster reveal how to build corporate credit that protects your personal assets and fuels sustainable business growth. Learn how to separate your finances, establish real credibility with lenders, and access funding without personal guarantees.

🎥 What You’ll Learn:
• Why using personal credit for your business puts everything you own at risk
• The difference between personal and corporate credit—and how to build both
• Step-by-step ways to legitimize your business before applying for credit
• How to make sure your vendors and lenders actually report your credit activity
• Why banks don’t tell you about EIN-based credit—and how to use it anyway
• How corporate credit protects your “corporate veil” and keeps you financially safe

⏱️ Timestamp Highlights:
[00:00] Why using personal credit is a profit killer
[03:00] What corporate credit really means for business owners
[05:00] The three key credit bureaus every business must register with
[10:00] How to build credibility before applying for funding
[17:00] Address, phone, and email details that make or break your approval
[21:00] The secret to getting trade lines and vendor accounts to report
[26:00] How corporate credit strengthens your business and protects your assets
[30:00] The truth about banks, bots, and business lending
[33:00] Why you shouldn’t go it alone—and how to get expert help

🔗 Resources & Links:
Sue Schuster on LinkedIn
suzanne@profituring.ai
Bizfi.io

💼 About Marcia Riner & Profit With A Plan
Marcia Riner is a business growth strategist, creator of the Profit Booster® strategies, and CEO of Infinite Profit®. She helps entrepreneurs scale smarter, increase profitability, and build businesses that are worth more—whether they plan to keep them or sell them.

As host of Profit With A Plan, Marcia shares expert interviews and actionable strategies to help business owners increase revenue, improve systems, and prepare for high-value exits. With decades of experience in finance, operations, and marketing, she delivers clear, profit-driving insights you can use right away.

📞 Questions? Call (949) 229-2112 or visit InfiniteProfitConsulting.com

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